Trucking Insurance
Trucking and Transportation policy consists of a number of coverage types. Each of these types of coverage is designed to protect your specific business, Cargo as well as your personal assets from devastating loss.
Trucking coverage that your trucking company requires may include:
Liability Coverage – This type of insurance will protect you against liability risks that you will face if you, or an employee of yours, is involved in an accident and found to be at fault. Your liability insurance will cover bodily injury claims, providing financial support for the medical expenses of the injured party. In addition, your liability coverage will also include property damage incurred in the accident. If legal action is taken out against you because of the accident, your liability insurance will also cover the cost of your defense regardless if you are found to be at fault or not.
Physical Damage – This is the portion of your Inland Marine Insurance policy that you need to pay for the damage to your own vehicle during an accident or because of another incident. Coverage will include both comprehensive damage caused by vandalism, theft, or severe weather, as well as collision damage caused by an accident.
Underinsured or Uninsured Motorists Insurance* – If your vehicle is damaged or you sustain injuries in an accident that is caused by a party that does not have sufficient auto insurance coverage, this policy will pay for your property damage and injuries.*Please Note: This coverage is state specific and can vary depending on where the vehicle(s) are registered. Please allow our educated agents explain this valuable coverage to you.
Cargo Coverage – If the items being hauled by your truck are damaged or lost during transport, you will need this type of insurance to cover the incident.
Bobtail Coverage- non-trucking liability insurance, is a type of trucking insurance that provides liability coverage when a truck is being driven without a trailer, or "bobtailed
Commercial Insurance Group Is Your Semi-Truck Insurance Experts
Commercial Insurance Group agents can help you by comparing options, limits and deductibles. Our experts take the time to get to know your business and the way you use your trucks. We help you save both time and money. There is no obligation for a quote.
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